Tues Jan. 20, 2026

GFS Market Update

Lock
Lock
Lock
Float
Within 7 8-20 Days 21-60 Days Over 60 Days

Markets opened weaker today as stocks and bonds react to global headlines and tariff concerns.

Bonds are down, which means rates are slightly higher vs Friday.

•• What we're watching this week:

Lock guidance:

Closing within 30 days -> locking makes sense
Longer timelines -> floating still reasonable

More updates as markets move.